There are 99 counties in Iowa.

81 of them place their coverage through us.

(Let us explain how, and why)


What is CRMS?

County Risk Management Services, Inc., represents the Iowa Communities Assurance Pool (ICAP) and the Iowa Municipalities Workers' Compensation Association (IMWCA), the two largest municipal risk-sharing pools in the state, exclusively to Iowa counties.  We work with county officials and their local insurance agents to help ensure Iowa counties have access to the coverages and resources they need to help prevent and respond to loss.

Coverage through ICAP and IMWCA is generally more affordable, responsive and accommodating than coverages placed through the standard insurance market.  Both programs operate in the fashion of group self-insurance, which means, with ICAP and IMWCA, your county is never alone.


We work with the counties shown here


CRMS Presents: The State of Governmental Pooling in Iowa

The 2019 CRMS Educational Seminar was hosted in January 2019. Presentations from that seminar can be viewed below.

Risk-sharing pools have surpassed commercial insurance for public entities because they demonstrate effective government collaboration.


Interested in a quote?  Have a question about ICAP or IMWCA?  Curious about either organization?  Let us know!  Please complete the form below, and a CRMS representative will respond to you within 24-48 hours.